• Money Saving Links: 6/13/2008

    06.13.08 | Savings Links | 0 Comments | by junger

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    This week's Carnival of Personal Finance was hosted by Prime Time Money, and it included Savings Onion: Where Our Money Goes.

    Here are a few of the highlights from the carnival:

    Is your savings account costing you? - OneChanceToLive

    It is not only possible that your savings account is costing you money, but it is highly likely!

    How to Stop Living Paycheck to Paycheck: 7 Steps - Discover Debt Freedom

    If you're tired of living paycheck to paycheck and never having any extra money around to save or take a holiday, there are a few things you may be overlooking that could help you stretch the money you make while reducing the amount you have to pay each month.

    Reminders from Omaha - Goal of Financial Freedom

    Everyone wants to invest like Warren Buffett and Charlie Munger. I was able to find this article talking about the 6 timeless advice offered by Warren Buffett that we should all think about.

  • Money Saving Links: 5/30/08

    05.30.08 | Savings Links | 1 Comment | by junger

    I just got back from my trip to California (which was awesome!) so I apologize for the lack of posts — we'll be back on track next week.

    Money and Values hosted the 153rd Carnival of Personal Finance, which included Automate Your Finances, Feel Comfortable.

    Here are a couple of great links from that roundup.

    Using the web to save money - Money & Fitness Blog

    Using the web to save moneyThere is no doubt in my mind that I have saved hundreds and thousands of dollars by making purchases on websites rather than in Best Buy, Target, or any number of stores. I have used a number of different websites that have helped me over time and I thought it would be a good article to write about for those money savers out there.

    To Stimulate Or Not To Stimulate? - The Happy Rock

    So it looks like there is potential for the stimulus checks to infuse economy with a little money, but there is plenty of debt as to whether our government borrowing money to give to people to spend will do anything to truly stimulate the US economy.

    Plan Ahead: 6 Steps to Secure Your Financial Future - My Dollar Plan

    Ever since I can remember I’ve been a planner. Planning ahead has allowed us many rewards that we otherwise wouldn’t have gotten the opportunity for.

  • Money Saving Links: 5/16/08

    05.16.08 | Savings Links | 0 Comments | by junger

    This week's Carnival of Personal Finance is up at Money Under 30, which includes my meme-starter What Would You Do For $1 Million?

    A couple of the highlights from the carnival:

    Using Google Apps to Track Spending and Budget - Don't Feed the Alligators

    My wife and I are big fans of Google Apps, a suite of office type applications that run in a web browser and provide such services as Calendar, Spreadsheet, Document, RSS Reader, Email, and more …

    Another great use for a Google spreadsheet is a budget. I can view and reorganize our monthly budget from anywhere. At the end of the month, I simply copy last month’s budget to a new sheet, and then make some minor modifications, if necessary, to prepare the spending plan for the coming month.

    How To Deal With the Demise of ‘Floating Check’ Times - American Consumer News

    While it is no longer safe to rely on floating time, there are some ways you can help protect yourself and still pay your bills on time while living check to check.

    Direct Deposit Your Paycheck
    Write Yourself a Check
    Bank Online
    Request New Payment Dates
    Use Email Alerts

    Best Online Discount Brokers - Blueprint for Financial Prosperity

    I started with all the Premium and Discount brokers from Smart Money 2007 Brokerage Ratings page and then removed anyone with commissions greater than $10. That left me with E*Trade, Banc of America, TD Ameritrade, WellsTrade, Scottrade, Firstrade, WallStreet*E, SogoInvest, TradeKing and then I added Zecco, simply because they offer $0 trades, and Sharebuilder, because they offer a unique discount purchasing program. I removed Banc of America, WellsTrade, and TD Ameritrade because they’re affiliated with larger banks, I wanted standalone brokers.

  • Money Saving Links: 5/9/2008

    05.09.08 | Savings Links | 2 Comments | by junger

    This week's Carnival of Personal Finance was hosted by Alpha Consumer, and featured my question on which gas rebate credit card is best.

    Coincidentally, Money Smart Life actually submitted his answer to my question to the same carnival!

    Best Gas Credit Cards to Save You Money at the Pump:

    We finished it up with this review of how you can save money on gas with the following rewards cards:

    * Discover Open Road
    * American Express Blue Cash
    * Chase Freedom Visa
    * Chase BP Visa

    Some of my favorites from the carnival:

    Finding Great Deals on the Internet and How to Avoid Buying Things You Don't Need - Think Your Way to Wealth

    One of the great things about the internet is that everything is right at your fingertips. Instead of going to a mall or a bunch of different stores and shopping around for hours, you can search the internet, and in a matter of minutes, find a half-dozen places offering what you are looking for and comparison shop to find the best deal.

    Going Green to Keep More Green in Your Pocket - Accumulating Money

    When you manage your financial affairs in the virtual world, you are helping to reduce the greenhouse effect that is threatening the global environment. You can enjoy a savings of as much as $150-$200 per year on checks, stamps and even late fees when you pay your bills and do your banking online.

    Make Saving Automatic - Broke Grad Student

    So how do I avoid spending the money that I want to save? I make the saving automatic.

    By setting up portions of my paycheck to automatically go into my retirement and savings accounts, I almost don’t even realize that the money is missing.

    Laddering CDs at ING Direct - Blueprint for Financial Prosperity

    Looks like ING Direct, which I lauded in my post about laddering your emergency fund, has now made it even easier to ladder you CDs by letting you open multiple CDs at multiple maturities all on one page.

  • Money Saving Links: 4/23/08

    04.23.08 | Savings Links | 3 Comments | by junger

    I have to apologize for the lack of posts recently — I've been out of town and away from my computer for a few days! We'll be back on track this week.

    A quick roundup of from the 148th Carnival of Personal Finance, hosted by Gather Little by Little.

    How Money Challenges Prevent You From Building The Life You Love - The Digerati Life

    Money can bring you a lot and get you far, but it can never buy one of the most important things in life. You can’t buy love. You can buy a lot of imitations — but never the real thing! So don’t waste money, years, or even moments trying.

    Netflix vs. Redbox: Which is the better DVD rental service? - Money & Fitness Blog

    Is the money that you are saving going to Redbox worth it? Is the hassle worth it? Or you going to watch enough movies to make it feel like you are getting your $13.99 worth with Netflix? With Redbox becoming more and more available, I would try both out.

    $4,000 Now, Nothing Later: the Beauty of the Roth IRA - Uncommon Cents

    I wrote a $4,000 check this week. That hurt, but it’ll end up helping in the end. You see, the $4,000 was bound for my Roth IRA–my 2007 contribution.

    There are very few investment accounts I think of more highly than the Roth IRA.

    The Financial Generation Gap - Working for Rachel

    Even in the generally youth-friendly blogosphere, I sometimes see people asking questions like, "Why do young people have such a tough time managing their money?" They assume the answers have to do with too much personal spending and not enough self-control. People who urge 22-year-olds to max out their 401(k)s are also operating on some of the same false assumptions.


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