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I was thinking today about how much the Internet helps us make financial decisions.
We research products, connect with experts, read news, etc. Pretty much all my life I've leaned on the Internet to either learn more about something or to even open a new account.
I can't imagine what it was like before, when you actually had to deal with live humans to learn or transact.
I would think that the wealth of knowledge and options available online would make professional financial planners a dying breed, but the opposite seems to be true (if you believe job forecasts, that is).
I've always steered clear of planners, because the commissioned planners (in my opinion) are biased, and because the few non-commissioned planners I've found charge for a consultation, or I don't have enough money for them to want to bother with me.
I'm hesitant to pay for something I may already know. But I do wonder if I'm leaving something on the table by not using a good planner.
Anyone have any opinions?
Tom Valenti is a marketer and project manager who currently works for a financial institution in New Jersey. For more info, visit him at http://tomvalenti.com.