• Savings in Action: What I've Achieved So Far

    04.03.08 | Money | 0 Comments | by Tom Valenti

    If you're new here, you may want to subscribe to my RSS feed. Thanks for visiting!

    In the past, I've posted about how I've decided to be environmentally-conscious whenever I can, and how a nice side-effect of it are cost-savings. In the past couple of weeks I've begun a couple of new initiatives that again prove this to be true.

    Instead of buying soil for my yard, I've begun a compost pile that will eventually provide me with all that I need. Composting works by decomposing organic matter like yard waste and many foods and turning it into an enriched soil.

    The process will take at least 6 months to bear fruit, but I have to start sometime.

    My savings are as follows:
    1. less trash: environmentally friendly, and if more people joined me in doing this, we'd have less need for garbage pickup and processing, which would lead to savings on energy and taxes
    2. cost of soil: this time next year, I should never have to buy soil again
    3. cost of compost bin: I purchased my bin from my county at a highly discounted rate (saving about 75%). My taxes are subsidizing it, so why not take advantage of it?

    As I've also posted in the past, I'm looking into changing out my heater and air conditioner.

    This will lead to the following savings:
    1. energy efficiency: conservation is easier on our resources, and it saves me money
    2. less maintenance: if all goes well, the units should cost almost nothing to properly maintain

    Tom Valenti is a marketer and project manager who currently works for a financial institution in New Jersey. For more info, visit him at http://tomvalenti.com.


Online Savings Blog

search

latest posts

  • The Violent Demise of the U.S. Dollar
  • It's Time to Fix the Fair Labor Standards Act
  • FNBO Direct Named Kiplinger's Best Online Savings Account
  • How Do You Feel About Online Banking?
  • Money Saving Links: 11/16/08
  • WTDirect Drops Online Savings Rate to 3.06% APY
  • How Circuit City Failed in its Saving Efforts

latest comments

    • Mickey Blue Eyes: Didn't the French try that for a while? Didn't they restrict the number of hours people could work per ...
    • BloggingBanks: Thanks a lot for the link! I like your blog a lot! Best Regards, BB ...
    • click4credit: Great tips! Another great way to save money isto bring your own food for lunch. You can even use leftovers for ...
    • Chris: Venture Bank Direct is at 3.8% APY with no minimum balance. ...
    • Mickey Blue Eyes: Let's see... 403(b) (pension from my employer) 457 (through my employer) Roth IRA Equity investments Emergency/cash Except for the retirement accounts (403(b) and 457) and the ...

tags

401k apy carnival carnival of personal finance economy finances hsbc hsbc direct ing direct investing links Money Online Banking online savings account Retirement saving savings spending Taxes Work

High-Yield Bank Accounts

  • FNBO Direct
  • WT Direct
  • ING Direct
  • HSBC Direct

Archives

  • November 2008 (15)
  • October 2008 (22)
  • September 2008 (16)
  • August 2008 (12)
  • July 2008 (10)
  • June 2008 (11)
  • May 2008 (18)
  • April 2008 (27)
  • March 2008 (16)
  • February 2008 (20)
  • January 2008 (13)
  • December 2007 (5)
  • November 2007 (8)
  • October 2007 (17)
  • September 2007 (18)
  • August 2007 (30)
  • July 2007 (14)
  • June 2007 (33)
  • May 2007 (32)
  • April 2007 (2)
  • March 2007 (13)
  • February 2007 (16)
  • January 2007 (7)
  • December 2006 (5)
  • November 2006 (3)
  • October 2006 (10)
  • September 2006 (6)
  • August 2006 (7)

Categories

  • Consumerism (15)
  • Deals (8)
  • Freebies (10)
  • Mobile Banking (1)
  • Money (138)
  • Money Management (19)
  • Monthly Expense Reports (2)
  • Online Banking (71)
  • Online Finances (15)
  • Online Investing (17)
  • Online Savings Accounts (76)
  • Retirement (2)
  • Savings Links (23)
  • Site (18)
  • Taxes (8)
  • VoIP (3)
  • Work (18)

Blogroll

  • AllFinancialMatters
  • Bank Deals - Best Rates and Deals
  • Blogging Away Debt
  • CNNMoney
  • Consumerism Commentary
  • Five Cent Nickel
  • Get Rich Slowly
  • Kiplinger
  • My Money Blog
  • NetBanker
  • No Credit Needed
  • The Consumerist
  • The Mint Blog
  • The Simple Dollar
  • The Sun’s Financial Diary
  • The Thrifty Homeowner

Marketplace

  • Credit Cards
  • Credit Card Applications
  • Mastercard
  • Compare Credit Cards To Save $

Click here to start saving with ING DIRECT!

LowerMyBills.com

HSBC Direct - Strategy

social

Add to Technorati Favorites


follow junger at http://twitter.com

Copyright

Copyright © 2008 by Online Savings Blog. All rights reserved.

Designed by Upstart Blogger.