• What Can You Do Without Spending Money?

    04.08.08 | Consumerism | 0 Comments | by junger

    If you're new here, you may want to subscribe to my RSS feed. Thanks for visiting!

    Since we're in full-on savings mode in preparation for our vacation to California, our weekend was kind of … well, quiet.

    Not that that's a bad thing — Debbie was under the weather, but we didn't really have any plans. For us, not having plans is a bad thing.

    When we don't have any plans, we tend to do the one thing we definitely do not need to be doing now — spending money. Whether it's going to the mall, going out to eat, or frivolously shopping, we spend money.

    So with no major plans but no desire to spend money, what do you do?

    Obviously, there's a lot that can be done. We cleaned the house, watched a movie, spent time with family, played some Wii, planned our trip, and more. Yes, it's not that exciting, but it doesn't have to be.

    We managed to have an enjoyable weekend without doing any damage to our bank account.

    Then next time you're sitting around with nothing to do, think about all the things you could be doing without spending money. Maybe it's going outside for a walk, spending time with your family, blogging, playing a game, taking a nap, cleaning your house …

    The list goes on and on.

  • Why an iPhone is a Worthy Investment

    04.02.08 | Consumerism | 6 Comments | by junger

    I love gadgets. I can't hide that.

    I've written before about wanting to buy a PlayStation 3 (to play Blu-ray movies) and Rock Band (to jam out), but talked myself out of it.

    Apple's iPhone, however, is a different story.

    Since it came out, Debbie and I have pretty much lusted at the iPhone. It's gorgeous. It's groundbreaking. And it's pretty cool, too.

    But we didn't pull the plug. The price was too high — $500 to start — and it required switching to a different cellphone provider (AT&T).

    Until recently. Debbie's contract with Sprint is up (we don't get service in the house, anyway) and AT&T started selling refurbished iPhones online for $250.

    Since her birthday was last week, I bought her a refurbed iPhone — and now we're proud owners.

    What makes the iPhone worth it is that it's a practical gadget. So many times, we find ourselves wanting to know how to get somewhere in the car or to look up some information when we're away from the computer.

    Now we can do that.

    The iPhone is a pretty sweet gadget, but it has real-world, practical use. It's not like the PS3 or Wii, where you only derive entertainment value from it — the iPhone can save you time and money.

    For that, it's a worthy investment in my book.


Online Savings Blog

search

latest posts

  • The Violent Demise of the U.S. Dollar
  • It's Time to Fix the Fair Labor Standards Act
  • FNBO Direct Named Kiplinger's Best Online Savings Account
  • How Do You Feel About Online Banking?
  • Money Saving Links: 11/16/08
  • WTDirect Drops Online Savings Rate to 3.06% APY
  • How Circuit City Failed in its Saving Efforts

latest comments

    • Mickey Blue Eyes: Didn't the French try that for a while? Didn't they restrict the number of hours people could work per ...
    • BloggingBanks: Thanks a lot for the link! I like your blog a lot! Best Regards, BB ...
    • click4credit: Great tips! Another great way to save money isto bring your own food for lunch. You can even use leftovers for ...
    • Chris: Venture Bank Direct is at 3.8% APY with no minimum balance. ...
    • Mickey Blue Eyes: Let's see... 403(b) (pension from my employer) 457 (through my employer) Roth IRA Equity investments Emergency/cash Except for the retirement accounts (403(b) and 457) and the ...

tags

401k apy carnival carnival of personal finance economy finances hsbc hsbc direct ing direct investing links Money Online Banking online savings account Retirement saving savings spending Taxes Work

High-Yield Bank Accounts

  • FNBO Direct
  • WT Direct
  • ING Direct
  • HSBC Direct

Archives

  • November 2008 (15)
  • October 2008 (22)
  • September 2008 (16)
  • August 2008 (12)
  • July 2008 (10)
  • June 2008 (11)
  • May 2008 (18)
  • April 2008 (27)
  • March 2008 (16)
  • February 2008 (20)
  • January 2008 (13)
  • December 2007 (5)
  • November 2007 (8)
  • October 2007 (17)
  • September 2007 (18)
  • August 2007 (30)
  • July 2007 (14)
  • June 2007 (33)
  • May 2007 (32)
  • April 2007 (2)
  • March 2007 (13)
  • February 2007 (16)
  • January 2007 (7)
  • December 2006 (5)
  • November 2006 (3)
  • October 2006 (10)
  • September 2006 (6)
  • August 2006 (7)

Categories

  • Consumerism (15)
  • Deals (8)
  • Freebies (10)
  • Mobile Banking (1)
  • Money (138)
  • Money Management (19)
  • Monthly Expense Reports (2)
  • Online Banking (71)
  • Online Finances (15)
  • Online Investing (17)
  • Online Savings Accounts (76)
  • Retirement (2)
  • Savings Links (23)
  • Site (18)
  • Taxes (8)
  • VoIP (3)
  • Work (18)

Blogroll

  • AllFinancialMatters
  • Bank Deals - Best Rates and Deals
  • Blogging Away Debt
  • CNNMoney
  • Consumerism Commentary
  • Five Cent Nickel
  • Get Rich Slowly
  • Kiplinger
  • My Money Blog
  • NetBanker
  • No Credit Needed
  • The Consumerist
  • The Mint Blog
  • The Simple Dollar
  • The Sun’s Financial Diary
  • The Thrifty Homeowner

Marketplace

  • Credit Cards
  • Credit Card Applications
  • Mastercard
  • Compare Credit Cards To Save $

Click here to start saving with ING DIRECT!

LowerMyBills.com

HSBC Direct - Strategy

social

Add to Technorati Favorites


follow junger at http://twitter.com

Copyright

Copyright © 2008 by Online Savings Blog. All rights reserved.

Designed by Upstart Blogger.